2022-08-17
Imagine the property of your dreams, what does it look like? How many rooms does it have? What is the kitchen like? Does it have a garden, or maybe... a balcony? Now, imagine living there... surely you already have an idea of how you would like your house or apartment to be, but now how are you going to get it?
The decision to buy a property is one of the most important in life, so it is necessary that you prepare very well before starting this adventure, planning and correct advice will be the key.
We could say that the process to buy a property is simple and takes a few steps, but we would not be right, although it is an exciting adventure, it also hides many pitfalls, to support you on this journey, we bring you:
7 tips to help you buy the property of your dreams.
1. Define your budget. Our advice is to first establish a real value of the amount you can pay, based on your income, savings and your expenses. Knowing this, you will be able to define the percentage of your income that you can allocate to the purchase of the property and thus start your search.
2. Choose your payment method. Knowing your budget to buy your new home, it is necessary to define how your home payment method will be. Contemplate each of the options you have based on your possibilities. WHETHER YOU PLAN TO PAY WITH YOUR SAVINGS (CASH), THROUGH A MORTGAGE LOAN,
BANKING, OR THROUGH OTHER METHODS.
3. Define your needs and future plans. Acquiring a home is a step that will define your future and that of your family. Make a wish list of what you would like on
your new home, not only consider your current concerns and requirements, but it is very important to take into account your future plans, this will help you:
Protect your financial stability.
Avoid difficulties, short and long term.
4. Define your purchase advisor. This point may not seem as important to you as the others, but it may be vital that seeking advice from a professional when buying our house can save you many difficulties, headaches, and even scams!
It will also help you save money on the purchase, negotiating on your behalf and defending you as a client. Let us suggest that you do not buy without an agent who represents your interests and defends you on your behalf.
To act for and for you, advising you throughout the process, paperwork and legal issues. At Gandhouse, we make available our ABR agents who offer you everything you need.
REMEMBER THAT WHEN CHOOSING YOUR REPRESENTATIVE, IT IS KEY THAT THEY GENERATE SECURITY AND CONFIDENCE, SINCE THEY WILL BE YOUR GUIDE THROUGHOUT THIS IMPORTANT PROCESS.
5. Get several housing options. Once you know your budget, and what characteristics you are looking for in a home, both now and in the future, the search begins. Our recommendation is that you do not stay with just one option.
YOU MUST THINK CLEARLY BEFORE CHOOSING THE ENDING AND DON'T GET CARRIED AWAY BY THE EMOTION OF THE MOMENT, BE PATIENT, AND DON'T GIVE UP IF YOU DON'T GET WHAT YOU'RE LOOKING FOR IN THE FIRST VISITS.
When making the visits, remember your needs, visualize yourself living there, analyze how you feel, and make a correct decision.
As you see various options, you will add criteria, compare benefits and disadvantages, see the whole picture.
In this way you will acquire more knowledge and know the real value of the properties according to their characteristics; This will help you avoid some sort of home price trap set by landlords.
6. Evaluate the location. From Buyer Home Place we advise you not only to keep an evaluation of the property as such, but also to observe and analyze its location, you should ask yourself questions such as:
• is it a safe area to live?
• What basic services are nearby?
• Does it have entertainment venues?
• do you have access to public transportation?
• What is the distance to a school, pharmacy or my job?
Location is a very important factor when buying a home, it influences the capital gain of a property, which is defined as the value of a property that increases over the years.
IN SHORT, YOU DON'T JUST KEEP THE ADVANTAGES OF HOME, GO FURTHER AND TAKE INTO ACCOUNT YOUR SURROUNDINGS, BOTH FACTORS SHOULD BE OF EQUAL IMPORTANCE IN YOUR FINAL DECISION.
7. Verify the legal and urban condition of the property. For no reason should you ignore this advice once you are in the purchase process, keeping it in mind will prevent you from falling into a scam.
IT IS NECESSARY THAT YOU REQUEST THE TITLE OF PROPERTY OF THE PROPERTY, TO KNOW IF THE SELLER IS THE LEGITIMATE OWNER OF THE HOUSE.
It is essential that you know the legal status of the property, but why is this so important? It is because it will help you verify that there is no current mortgage, encumbrance or other reason that prohibits the sale of the property you wish to acquire.
We hope that this guide with 7 basic but very important tips will help you to acquire the property of your dreams in a safer and calmer way.
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2022-08-17
When making the decision to buy a home, one of the first questions that comes to your mind may be: between buying a house or buying an apartment, what is best for me?
Buying a property is one of the most important decisions, both for you and for your family, since it will determine part of the quality of life and future that they will have.
It is necessary that based on the characteristics that you expect your new home to have (location, spaciousness, green areas, natural light, among others), you analyze each option very well before making your final decision. If you don't know where to start, don't worry, Buyer Home Place will show you the advantages and disadvantages of buying a house or buying an apartment, so that you can analyze which one best suits your needs.
First option: Buy a house
Advantages and disadvantages:
There is greater privacy and intimacy for the owners, by not having neighbors nearby, you avoid coexistence problems, you are free to carry out the activities you want without bothering them, and you enjoy greater peace of mind by avoiding the noise that can be caused on the floors.
When buying a house, you will be able to enjoy a larger space, unlike a flat (although of course, there are exceptions). The houses generally have a greater number of rooms and bathrooms, which is why they are ideal for families or couples with projections that the family will grow. In turn, if you have pets, you will have a better space (patio or garden) so that they can be free.
With the houses, you have the possibility of construction or reform, you can freely adapt it to your tastes and requirements, if you wish you can carry out any reform, change or extension, without major problems.
However, buying a house involves a greater investment and you become responsible for its maintenance, that is, you must take care of the arrangements, and assume the repairs from the simplest to the most expensive.
Second option: Buy a flat
Advantages and disadvantages:
When buying a flat, the maintenance costs are usually lower, compared to those of a house. Generally only common expenses and security are paid.
There is a higher level of security, since the apartments generally have restricted access to the building by security booths.
With the houses, you have the possibility of construction or reform, you can freely adapt it to your tastes and requirements, if you wish you can carry out any reform, change or extension, without major problems.
However, buying a house involves a greater investment and you become responsible for its maintenance, that is, you must take care of the arrangements, and assume the repairs from the simplest to the most expensive.
Second option: Buy a flat
Advantages and disadvantages:
When buying a flat, the maintenance costs are usually lower, compared to those of a house. Generally only common expenses and security are paid.
There is a higher level of security, since the apartments generally have restricted access to the building by security booths.
The prices of the flats are generally lower than those of a house, although this will also depend on their location, when they are in a central area the prices are usually higher.
However, when you buy a flat you will not be able to make big changes, much less expand it, unlike a house; also your privacy will be more limited, and in general the spaces are smaller.
Now that you know the shadows and lights of buying a house or buying an apartment, we hope you can make the right decision, remember to analyze it very well, and consider your current needs and future plans, this last point will help you avoid long-term problems and Protect your financial stability.
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